Home / Solutions / Surcharging
SOLUTIONSManage processing costs with compliant surcharging
Configure surcharge programs where law and card-network rules allow.
Get a quote See plansSurcharging is a way to recover card processing costs by adding a disclosed fee. Rules are strict and vary widely, so setup is rule-aware and disclosure-first.
Rule-aware
Settings follow your region and card brand rules.
Clear disclosure
Show fees to customers before payment.
Reporting
Separate fees in reconciliation.
- Configurable by card type
- Transparent checkout
- Compliance review
Payment methods for Surcharging
Tap any method for markets and details. Availability depends on your agreement.
Visa
Mastercard
American Express
DiscoverCommon use cases
- Pass a disclosed fee to customers where law allows
- Itemize the fee at checkout and on receipts
- Apply fees by card type
What we need from you
- Countries and states where you sell
- Current pricing and disclosure text
- Card mix
How it works
Share your markets, volumes and channels
We scope methods and providers for you
Integrate via API, hosted checkout or link
Test, approve and go live
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OpenFrequently asked questions
Is surcharging allowed?
It depends on the country, state and card brand. Some places restrict or ban it. We recommend a legal check before enabling it.
Who sets the surcharge rate?
You do, within network and legal limits.
How long does onboarding take for Surcharging?
Typically a few weeks, depending on provider approvals, your markets and your integration approach.
Is surcharging allowed?
It depends on the country, state and card brand. Some places restrict or ban it. We recommend a legal check before enabling it.
Who sets the surcharge rate?
You do, within network and legal limits.
How long does onboarding take for Surcharging?
Typically a few weeks, depending on provider approvals, your markets and your integration approach.
Which countries and currencies are supported?
It depends on the methods you choose and your provider agreement. Use the Regions page to see markets by region, then ask us to confirm.
How is pricing set?
Pricing depends on volume, markets and payment methods. See Competitive Fees for an illustrative estimator and contact sales for a quote.
Does UniPayWorld hold my funds?
Funds move through licensed providers under your merchant agreement. This website does not process payments or hold funds.
Who do I contact?
Sales: sales@unipayworld.com. Technical support: support@unipayworld.com.
Ready to talk about Surcharging?
Tell us your markets and volumes. We reply with a tailored proposal.
Get in touch